If you are looking into debt consolidation, the you might want to try to transfer your credit card balance to another, lower interest card. It is a fact that many Americans are in debt and struggling to find a way out. For those who are home owners, they can use their equity to help them, but what about the others? It is also a well known fact that interest rates are on the rise and anyone who follows the financial marketplace knows this. As the prime rate goes up and they raise their interest rates just a quick, then seldom lower them when the prime rate decreases. So that is when it is...